f you’ve ever heard of Bitcoin or Blockchain, you have some of the basics of crypto-finance. If those words don’t mean anything to you, you must learn about them quickly, and they will lead you on the way to understanding and engaging in the unique world of crypto finance. Bitcoin Bitcoin is where it all started and is the basis… Read more →
A crisis is defined as a time of intense trouble, misfortune, or danger. A financial emergency can come at any age, to any demographic, in any area. A crisis can come out of nowhere; bank accounts hacked, sudden car troubles, an unforeseen medical expense. Or, they can occur after a series of poor choices and mistakes that culminate in a… Read more →
A strong symbiotic relationship exists between minimalism and finance. Minimalism is the art of living with less. In recent years a plethora of podcasts, books, and documentaries have been produced in concern to the rise of minimalism. The most famous being the documentary titled “Minimalism: A Documentary About the Important Things.” The documentary takes the audience into the many flavors… Read more →
Creating a budget is an important financial strategy for building a future nest egg. One way to conquer the temptation to spend too much money during and after the holiday season is to establish a sound 2020 budget and stick with the plan. The following tips offer helpful suggestions for devising a workable budget: Think About Future Expenses … Read more →
For younger people in the millennial generation, their views towards finances and how they plan to become successful are a bit different than the baby boomers. They also have a few more tools on hand to learn different things about finances and not simply rely on what their parents would do. Yet, even if their ultimate goals are in the… Read more →
Facebook Libra has been in the news a lot lately. This cryptocurrency was envisioned as a so-called stablecoin. Libra was designed carefully to avoid the huge fluctuations faced by cryptocurrencies like Bitcoin. The plan was to offer a more stable currency, backed by stable securities. Sponsors like Visa, Mastercard, and Paypal seemed just about ready to get on board with… Read more →
One of the more common investment vehicles available to workers is the 401(k) plan. As of 2019, employees can invest up to $19,000 in a 401(k) plan. Those who have reached at least 50 years of age can contribute $6,000 in catch-up contributions for a total of $25,000. This is admittedly a pretty high figure for many families to hit.… Read more →
Millions of Americans are deep in credit card and student loan debt. There is a big fear of an upcoming retirement crisis because people have so little saved for their golden years. Much of the problem in American personal finance stems from the lack of good financial habits. Here are three great habits that everyone should follow. Set… Read more →
Do you ever feel like your paycheck disappears as soon as you get it, and you no idea where that money is actually going? One way to fix this is to create a monthly budget. While creating a budget and sticking to it may seem impossible, breaking it down into four easy steps makes it a much more surmountable task.… Read more →
When it comes to professional financial services, technology is completely changing how the service is provided. Assignments that professionals once completed using paper currency, outdated computers, and face-to-face meetings are now being completed by using digital solutions. This has led to an eruption of startups that provide financial technology worldwide. The change has allowed new companies to emerge, and old… Read more →