A 401k retirement savings plan is a type of workplace benefit that allows employees to contribute to their accounts. It provides them with a tax break on the money they save. The annual contribution limit for a standard 401k is $20,500 in 2022. For those over 50, the limit is $27,000. The term “401k” comes from a section of the… Read more →
Tag: money
Finance Tips for Young Professionals
Many young professionals face various financial challenges, such as managing debt and saving for the future. It can be overwhelming to think about what steps are needed to achieve financial stability. With the recent volatility in the stock market, now is a great opportunity to review your finances and develop a plan. Craft a Thoughtful Budget Before you can start… Read more →
Financial Tips for Buying a Car
Buying a car can be expensive, and those on a limited budget want to make sure that they get a vehicle for a reasonable price. There are several ways for one to save money when shopping for a car. Don’t Overlook Used Options: Some will go shopping for a vehicle, and they will be determined to buy something brand… Read more →
Is Bitcoin Crashing?
Bitcoin has soared high in value and popularity, but this astonishing rise has also proven a double-edged sword. Its high potential value has created equal confidence in increased volatility. This makes it an excellent trading currency and a valuable currency for purchase but also causes wild fluctuations in price. Recently, Bitcoin prices have faced significant dips; this led to… Read more →
2022 Stock Market Summary
As we round the end of the first quarter of the new year, we are already seeing the warning play out from many Wall Street firms that the market’s rally is over. While the economy still looks good, returns will moderate. After the initial boom from countries returning to more normal levels of operation in light of the weakening effects… Read more →
Altcoins to Watch in 2022
This year has had a rocky start for cryptocurrency investors. In November, many major cryptos hit new all-time highs, then suddenly fell by around 50%. Although altcoins are expected to surge this year, it’s essential to keep in mind that they may not replicate the massive gains of 2021. Due to the current economic climate, many investors are shying away… Read more →
7 Countries That Don’t Accept Cryptocurrency
Being a cryptocurrency enthusiast can be hard. Some people don’t know what it is, and there are places that flat out won’t accept it as payment for goods or services. It might seem like an uphill battle to convince some of these countries to start accepting crypto payments, but the following list should give you hope. These seven countries have… Read more →
2021’s Fastest Growing Cryptocurrencies
2021’s Fastest Growing Cryptocurrencies The cryptocurrency space is fast-changing, and gigantic players like Bitcoin are slowly losing their strong industry grip. In 2021, several small cryptocurrencies have risen the ladder, while several bigger cryptos have lost their traction. Any investor thinking of adding cryptocurrencies to their portfolio must know the following fast-growing cryptocurrencies: Dogecoin Dogecoin is a 2013-born cryptocurrency… Read more →
The Best National Banks in America
If you live in the United States, you can choose between many different national banks to use. These banks can all come with their own pros and cons that can make each bank different for all customer types. A good question, though, is what these banks are. Fortunately, you can look through a few of them to see the… Read more →

5 Stocks to Consider for Early 2021
January 2021 will be known as a historical month for the stock market when retail investors were able to make stocks like AMC and GameStop fly. However, new and veteran investors should be thinking more about some of the more long-term stocks they could pick up. Consider purchasing some of these stocks in early 2021. Disney Disney had a bit… Read more →