January 2021 will be known as a historical month for the stock market when retail investors were able to make stocks like AMC and GameStop fly. However, new and veteran investors should be thinking more about some of the more long-term stocks they could pick up. Consider purchasing some of these stocks in early 2021. Disney Disney had a bit… Read more →
Bitcoin is everywhere. At least it seems that way. Anyone who’s paid any attention to financial markets during the past year has probably felt bombarded by bitcoin. There’s been a constant flood of articles explaining what it, predicting how high (or how low) its price will go, or offering other commentary about its future. Of course, bitcoin’s been around for… Read more →
Some of the biggest changes to the financial world in recent years have been the result of disruptions that make services free. One of the best examples of this is Robinhood. With a no-commission model for stock trades, Robinhood has made it more affordable than ever before to get started trading stocks. But in many contexts, free and finance simply… Read more →
Many families enjoy the security of a two-income household. Many working parents admit that they would rather spend more time at home raising their kids. In the current economy, it is easy to see why. Having at least one parent at home is preferable in certain situations, although they will be losing one income. Transitioning from two incomes back to… Read more →
f you’ve ever heard of Bitcoin or Blockchain, you have some of the basics of crypto-finance. If those words don’t mean anything to you, you must learn about them quickly, and they will lead you on the way to understanding and engaging in the unique world of crypto finance. Bitcoin Bitcoin is where it all started and is the basis… Read more →
The concept of finances has existed since the beginning of time. In Mesopotamian days people would trade goods for other goods and services, which would quickly morph into a form of currency. Some rules have existed since the beginning of time about finance. Budget, save for retirement, spend less than you earn to build up your wealth. Other financial advice… Read more →
A crisis is defined as a time of intense trouble, misfortune, or danger. A financial emergency can come at any age, to any demographic, in any area. A crisis can come out of nowhere; bank accounts hacked, sudden car troubles, an unforeseen medical expense. Or, they can occur after a series of poor choices and mistakes that culminate in a… Read more →
A strong symbiotic relationship exists between minimalism and finance. Minimalism is the art of living with less. In recent years a plethora of podcasts, books, and documentaries have been produced in concern to the rise of minimalism. The most famous being the documentary titled “Minimalism: A Documentary About the Important Things.” The documentary takes the audience into the many flavors… Read more →
Facebook Libra has been in the news a lot lately. This cryptocurrency was envisioned as a so-called stablecoin. Libra was designed carefully to avoid the huge fluctuations faced by cryptocurrencies like Bitcoin. The plan was to offer a more stable currency, backed by stable securities. Sponsors like Visa, Mastercard, and Paypal seemed just about ready to get on board with… Read more →
One of the more common investment vehicles available to workers is the 401(k) plan. As of 2019, employees can invest up to $19,000 in a 401(k) plan. Those who have reached at least 50 years of age can contribute $6,000 in catch-up contributions for a total of $25,000. This is admittedly a pretty high figure for many families to hit.… Read more →