New Year’s resolutions are statistically unreliable without making a consistent effort. Many resolutions fail because people don’t make a plan of action. It’s ok to set aspirational objectives, but one must take into account their current state of affairs and the daily work needed to accomplish their goals. Saving money is one of the top five resolutions. Here are some… Read more →
Although budgeting might seem complicated to some, it can be done in a simple format that splits your finances up from each paycheck to ensure that you are splitting your finances wisely. One of the most common ways to do this is by implementing the 50/30/20 rule, which is a monthly budget that shows you exactly how much to allocate… Read more →
Financial plans are an essential part of anyone’s financial journey. They help create a road map worth following, leading to financial success and stability. Yet many people imagine financial plans as being static and changing. The truth is that financial plans can (and should) change. Certain life events require us to revisit our finances and establish new goals. Here are… Read more →
Who hasn’t gotten a little overzealous with holiday shopping? Buying gifts for those you love can be a delight – though breaking the bank, not so much. Despite their best efforts, it seems people surpass their budgets yearly. So, how does one prevent overspending during the holidays? Believe it or not, there are some tips and tricks one can… Read more →
If you’re a young adult, you might think that money is hopeless for most people. Most publications and news outlets have labeled millennials as freeloading individuals who would rather spend their money on things they want. It’s common for young adults to live in their parent’s basements and struggle to find well-paying jobs after college. Despite the negative headlines… Read more →
There are many reasons why people get into debt, such as medical emergencies, unexpected expenses, and job loss. According to a survey conducted by The Pew Charitable Trusts, over 80 percent of Americans have some type of debt. It’s no secret that many people have difficulty living with their debt. Unfortunately, many people get into debt due to their lack… Read more →
As we round the end of the first quarter of the new year, we are already seeing the warning play out from many Wall Street firms that the market’s rally is over. While the economy still looks good, returns will moderate. After the initial boom from countries returning to more normal levels of operation in light of the weakening effects… Read more →
This year has had a rocky start for cryptocurrency investors. In November, many major cryptos hit new all-time highs, then suddenly fell by around 50%. Although altcoins are expected to surge this year, it’s essential to keep in mind that they may not replicate the massive gains of 2021. Due to the current economic climate, many investors are shying away… Read more →
As a small business owner, you know that managing your finances is critical to your success. But what are the best ways to manage your money? Read on for tips to help you stay financially healthy and in control. Invest in a Good Accounting Software One of the best ways to manage your finances is to keep up… Read more →
Bitcoin has been the world’s most popular cryptocurrency for years. It is, at this point, nearly impossible to avoid hearing about bitcoin. However, other cryptocurrencies are quickly gaining ground on it – one of them being Ether. This blog post will discuss why you should pay attention to Ether and what makes it unique. About Etherium Ether is… Read more →