One of the biggest challenges faced by modern couples is finances. Getting ahead of their finances takes planning, education and consistency. Although disagreements over finances can and do come up, there are some simple steps that can keep such disagreements to a minimum so you can focus on what is really important. Maintain Separate and Joint Accounts A simple… Read more →
Make the most out of your career, and stay ahead of the major trends in the financial industry. For a competitive edge, add these six books to your bookshelf. Security Analysis Published in 1934, this book positioned Benjamin Graham and author David Dodd to pick the nation up from out of the Great Depression. With both writers being business… Read more →
Achieving a high level of financial freedom will involve more than making money. It will also require more than saving money under a mattress or in a savings account. The best way for a person to increase their level of financial independence is through investing. However, the average American doesn’t do all that well this process. Here are some tips… Read more →
According to the Internal Revenue Service, the average tax refund was just over $3,000 in 2018. Many Americans treat their tax refund as a gift. However, a tax refund is not a gift. Tax refunds are the government’s way of returning money that workers overpaid in taxes throughout the year. Since tax refunds are workers’ hard-earned cash, this list has… Read more →
Trends are always changing in the area of financial technology (fintech), and 2019 will be no exception. As innovation and new technology combine, it helps create larger, financially stronger organizations, fuels acquisitions and creates new ways to improve different activities in the world of finance. Possible IPOs Many fintech startups have been wary of having their company go public.… Read more →
Expensive college classes and spending hours studying is no longer required if you want to improve your financial literacy. Thanks to the information era, people today are taking control of their financial lives by using online sources that provide free education and training. If you want to improve your financial literacy, here are some reputable sites you can visit. MyMoney.Gov… Read more →
For anyone looking for finance books, these top five books will offer them a better understanding of finance. They will provide them with a wealth of knowledge that they need to manage their finances better. A Random Walk Down Wall Street The author of the book is an economist from Princeton named Burton Malkiel. The book was initially published… Read more →
Financial literacy may be defined as having the knowledge and skills to handle financial matters. Financially literate persons handle cash, credit, and other financial resources responsibly. However, many people have never developed the skills necessary to manage their financial resources. The need for financial literacy Many young people find themselves in mountains of debt before they graduate from college… Read more →
One of the hottest topics of the last couple of years has been the mainstream emergence of Bitcoin and the significant rise and fall that has happened. It is still hanging on to life, however, and there is more speculation than ever on what its future holds. According to John Wasik at Forbes, the bitcoin bubble will burst because of… Read more →
The Emergence of Digital Currency Systems Once you begin to understand the applications of cryptocurrencies and the underlying blockchain technology, you can see the power this technology has. The people behind SIX Digital Exchange (SDX) believe in the future of the crypto space and foresee it redefining the future of the financial industry. SIX looks to bridge the gap inhibiting digital… Read more →