Tag: Etienne Kiss-Borlase

How to Curb Overspending Year-round

How to Curb Overspending Year-round

Beyond making New Year’s resolutions, you must commit to a year-round mindset. Recognizing when you veer off course and teaching yourself new behaviors are essential to being a success in the long run. If overspending is the habit you want to curb, remember that spending money isn’t bad. For the most part, it’s necessary. Overspending, however, can negatively impact your… Read more →

Saving Habits to Commit to in 2023

Saving Habits to Commit to in 2023

New Year’s resolutions are statistically unreliable without making a consistent effort. Many resolutions fail because people don’t make a plan of action. It’s ok to set aspirational objectives, but one must take into account their current state of affairs and the daily work needed to accomplish their goals. Saving money is one of the top five resolutions. Here are some… Read more →

An Overview of Roth IRAs

It is never too early to plan for retirement, regardless of how old you are. Seemingly insignificant choices made now can have a profound impact on your future. While you may already be contributing to an employer-sponsored retirement plan, an Individual Retirement Account (IRA) enables you to make additional retirement contributions while offering the possibility of tax benefits. There are… Read more →

Different Types of Insurance to Consider

Life is full of unexpected surprises. Depending on the severity, life can be emotionally and financially catastrophic. Be proactive by exploring the different types of insurance policies that are available.  Vehicle  In addition to being illegal in most states, driving without insurance can also cripple you financially. A variety of auto insurance policies cover damages to vehicles and injuries sustained… Read more →

When to Adapt Your Financial Plan

Financial plans are an essential part of anyone’s financial journey. They help create a road map worth following, leading to financial success and stability. Yet many people imagine financial plans as being static and changing. The truth is that financial plans can (and should) change. Certain life events require us to revisit our finances and establish new goals. Here are… Read more →

How to Prevent Overspending During the Holidays

Who hasn’t gotten a little overzealous with holiday shopping? Buying gifts for those you love can be a delight – though breaking the bank, not so much. Despite their best efforts, it seems people surpass their budgets yearly.   So, how does one prevent overspending during the holidays? Believe it or not, there are some tips and tricks one can… Read more →

Managing Finances in a Volatile Market

The daily barrage of bad news from the stock market can trigger panic and anxiety among investors. It can also lead to radical decisions affecting the most seasoned investors. Although panic is not a strategy, it’s essential to remain calm when the markets get volatile. Several methods can help investors manage their positions during this period.   Stick to Your… Read more →

Roth Versus Traditional IRAs

An IRA is one of the most common types of retirement savings accounts. You’ll need to choose between a traditional or Roth IRA.   Making the Choice The main difference between a traditional and a Roth IRA is how you can get a tax break. Traditional IRAs allow you to make tax-deductible contributions, while withdrawals are taxable in retirement. On… Read more →