Five Top Fintech Companies in the USA

Financial technology continues to be one of the most exciting emerging industries in the United States. As businesses begin to brace for the changes brought to us by fintech companies, early adopters stand to gain the most from these innovations. 


Let’s look at 5 of the top fintech companies in the USA and examine how they can help everyday consumers. 




If you’ve followed the financial technology sector, you’ve probably heard all about cryptocurrency. If not, cryptocurrency is all the rage in Silicon Valley and Coinbase is the premier cryptocurrency exchanges facing USA customers. 


Best of all, Coinbase is regulated and insured. American customers can quickly sign up and buy a number of different cryptocurrencies including Bitcoin, Ethereum, Litecoin and other types of altcoins. 


Founders: Brian Armstrong, Fred Ehrsam


Funding: $525.3 Million


Founded: 2012




Investing in the stock market can seem intimidating and challenging. Robinhood has changed the game on brokerage accounts by letting users buy stocks without an account minimum. 


Robinhood directly drafts the money out of your checking account and the Robinhood app functions as brokerage account with no commission fees. 


There is a premium Robinhood service that gives you more features but Robinhood has changed the game by opening up the world of stock trading to normal, everyday hardworking people. 


Founders: Baiju Bhatt, Vlad Tenev


Funding: $539 Million


Founded: 2013




Businesses of all sizes benefit from Stripe’s simple to use merchant API. With Stripe, businesses are able to get predictable merchant fees when they process credit cards and ACH payments. Stripe integrates with a plethora of apps simplifying the accounting and receivables portion of your business. 


Founders: John Collison, Patrick Collison


Funding: $785 Million


Founded: 2010


Credit Karma 


Think of Credit Karma like a toolbox for your credit. The better your credit score, the more access you get to better financing offers. 


With Credit Karma, members can utilize all the free services offered by the company. As the consumer’s credit score improves, Credit Karma will target special financing deals to consumers that net Credit Karma referral fees. Credit Karma claims that it has upwards of 85 million users. 


Founders: Kenneth Lin, Nichole Mustard, Ryan Graciano


Funding: $868 Million


Founded: 2007




Consumers need access to capital and sometimes, they need it fast. With Avant, consumers can gain access to up to $35,000 in as little as one day. These personal loans can be used to fund vacations, debt consolidation or personal ventures. 


Founders: Al Goldstein, John Sun, Paul Zhang


Funding: $1.8 Billion


Founded: 2012