Financial technology continues to be one of the most exciting emerging industries in the United States. As businesses begin to brace for the changes brought to us by fintech companies, early adopters stand to gain the most from these innovations. Let’s look at 5 of the top fintech companies in the USA and examine how they can help everyday… Read more →
Financial Advice for Married Couples
One of the biggest challenges faced by modern couples is finances. Getting ahead of their finances takes planning, education and consistency. Although disagreements over finances can and do come up, there are some simple steps that can keep such disagreements to a minimum so you can focus on what is really important. Maintain Separate and Joint Accounts A simple… Read more →
Six Finance Books that all Financial Professionals Should Read
Make the most out of your career, and stay ahead of the major trends in the financial industry. For a competitive edge, add these six books to your bookshelf. Security Analysis Published in 1934, this book positioned Benjamin Graham and author David Dodd to pick the nation up from out of the Great Depression. With both writers being business… Read more →
How to Be a Better Investor
Achieving a high level of financial freedom will involve more than making money. It will also require more than saving money under a mattress or in a savings account. The best way for a person to increase their level of financial independence is through investing. However, the average American doesn’t do all that well this process. Here are some tips… Read more →
How to Spend Your Tax Refund
According to the Internal Revenue Service, the average tax refund was just over $3,000 in 2018. Many Americans treat their tax refund as a gift. However, a tax refund is not a gift. Tax refunds are the government’s way of returning money that workers overpaid in taxes throughout the year. Since tax refunds are workers’ hard-earned cash, this list has… Read more →
FinTech Trends to Watch for in 2019
Trends are always changing in the area of financial technology (fintech), and 2019 will be no exception. As innovation and new technology combine, it helps create larger, financially stronger organizations, fuels acquisitions and creates new ways to improve different activities in the world of finance. Possible IPOs Many fintech startups have been wary of having their company go public.… Read more →
Podcasts That Will Make You Smarter with Money
Podcasts are a great way to take advantage of the time you have during long commutes, chores, or even workouts. There are podcasts available for every interest, and it can be overwhelming to choose from the seemingly unlimited options. If you’re looking to learn more about managing your money, the following podcasts are a great place to start! So… Read more →
Online Sources to Improve Your Financial Literacy
Expensive college classes and spending hours studying is no longer required if you want to improve your financial literacy. Thanks to the information era, people today are taking control of their financial lives by using online sources that provide free education and training. If you want to improve your financial literacy, here are some reputable sites you can visit. MyMoney.Gov… Read more →
Five Best Books to Better Understand Finance
For anyone looking for finance books, these top five books will offer them a better understanding of finance. They will provide them with a wealth of knowledge that they need to manage their finances better. A Random Walk Down Wall Street The author of the book is an economist from Princeton named Burton Malkiel. The book was initially published… Read more →
The Importance of Financial Literacy
Financial literacy may be defined as having the knowledge and skills to handle financial matters. Financially literate persons handle cash, credit, and other financial resources responsibly. However, many people have never developed the skills necessary to manage their financial resources. The need for financial literacy Many young people find themselves in mountains of debt before they graduate from college… Read more →