The Rise and Fall of Facebook Libra

Facebook Libra has been in the news a lot lately. This cryptocurrency was envisioned as a so-called stablecoin. Libra was designed carefully to avoid the huge fluctuations faced by cryptocurrencies like Bitcoin. The plan was to offer a more stable currency, backed by stable securities. Sponsors like Visa, Mastercard, and Paypal seemed just about ready to get on board with… Read more →

Understanding Retirement Annuities

There are multiple options for investors saving for retirement including employer-sponsored and self-employed pension plans, 401k or 403b plans, Individual Retirement Accounts (IRAs), and deferred annuities. Here is some information to help you understand retirement annuities and how they can fit into your financial plans.   What is an annuity?   Financial institutions, mainly investment and insurance companies, offer annuities… Read more →

Financial Advice for Married Couples

One of the biggest challenges faced by modern couples is finances. Getting ahead of their finances takes planning, education and consistency. Although disagreements over finances can and do come up, there are some simple steps that can keep such disagreements to a minimum so you can focus on what is really important.   Maintain Separate and Joint Accounts A simple… Read more →

Six Finance Books that all Financial Professionals Should Read

Make the most out of your career, and stay ahead of the major trends in the financial industry. For a competitive edge, add these six books to your bookshelf.   Security Analysis Published in 1934, this book positioned Benjamin Graham and author David Dodd to pick the nation up from out of the Great Depression. With both writers being business… Read more →

How to Be a Better Investor

Achieving a high level of financial freedom will involve more than making money. It will also require more than saving money under a mattress or in a savings account. The best way for a person to increase their level of financial independence is through investing. However, the average American doesn’t do all that well this process. Here are some tips… Read more →