All businesses need to have good financial management. Without proper accounting, it can be difficult to stay in the know or be aware of where all your money is going. Sound financial management techniques help businesses make wise decisions about their finances and increase profitability, while bad ones lead to a lack of funds and more debt. This article will… Read more →
The Best National Banks in America
If you live in the United States, you can choose between many different national banks to use. These banks can all come with their own pros and cons that can make each bank different for all customer types. A good question, though, is what these banks are. Fortunately, you can look through a few of them to see the… Read more →
Bitcoin for Beginners
Words like “Bitcoin” and “blockchain” are repeated daily in several stories in both the daily financial and internet news, not to mention in several social media discussions by news and business personalities. For the average consumer, the terms can be easily conflated or confused, especially as most mentions in the media are about the current value trends of Bitcoin or… Read more →
Creating Your Own NFT
Non-fungible tokens or NFTs are unique tokens that grant ownership rights over digital art, JPEGs, or videos. NFTs are minted on blockchains, which means they are recorded on the same digital ledger as the namesake currency but are separate from the fungible tokens that many investors are familiar with, like Ethereum. With news outlets running stories of newly made NFT… Read more →
Investment Banking For Beginners
What is investment banking? When you’re an investor, you’ll go to and rely on others to mitigate your payout with businesses looking for extra capital and vice versa. Investment banks are financial service companies that handle transactions on behalf of individuals, businesses, or governments; they are the middle man that makes sure the investment process runs smoothly. No matter what… Read more →
5 Stocks to Consider for Early 2021
January 2021 will be known as a historical month for the stock market when retail investors were able to make stocks like AMC and GameStop fly. However, new and veteran investors should be thinking more about some of the more long-term stocks they could pick up. Consider purchasing some of these stocks in early 2021. Disney Disney had a bit… Read more →
Bitcoin’s Widespread Adoption
Bitcoin is everywhere. At least it seems that way. Anyone who’s paid any attention to financial markets during the past year has probably felt bombarded by bitcoin. There’s been a constant flood of articles explaining what it, predicting how high (or how low) its price will go, or offering other commentary about its future. Of course, bitcoin’s been around for… Read more →
Be Wary of Free Financial Advice
Some of the biggest changes to the financial world in recent years have been the result of disruptions that make services free. One of the best examples of this is Robinhood. With a no-commission model for stock trades, Robinhood has made it more affordable than ever before to get started trading stocks. But in many contexts, free and finance simply… Read more →
How to Transition from Two Incomes to One
Many families enjoy the security of a two-income household. Many working parents admit that they would rather spend more time at home raising their kids. In the current economy, it is easy to see why. Having at least one parent at home is preferable in certain situations, although they will be losing one income. Transitioning from two incomes back to… Read more →
How to Budget as a Couple
Finances can cause stress for any family, and it’s hard to sit down with your significant other to draft a budget. The process of combining both your incomes and your needs can take some adjustment. If you don’t talk about your financial situation, though, you’ll be more likely to experience stress about financial responsibility. To create a life together… Read more →